2025 Economic Outlook

Join us for a delightful luncheon, where we’ll dive into the economy in a relaxed, friendly atmosphere.
What to Expect:
Engaging Discussion: Hear from experts about how the economic outlook might impact you personally and professionally.
Expert Insights: Learn about the economic outlook nationally, the impact on Michigan, and investment asset classes, differentiation, and correlation.
Speaker Bios – Graystone Consulting, a business of Morgan Stanley

Nickolas T. Barris (Saginaw, MI)
Executive Director, Wealth Management
Senior Institutional Consultant
Financial Planning Specialist
US Government Entity Specialist
Financial Advisor NMLS #1370977
CA License # 0M44227
Nick Barris is an Executive Director with the Great Lakes Michigan Group at Morgan Stanley. He received a Bachelor’s degree from Michigan State University in Finance, with a strong emphasis in Economics. Nick entered the financial services industry in 1994 joining Smith Barney, which later became Morgan Stanley.
Nick has furthered his education by attending Consulting Group University to broaden his knowledge of the Institutional Consulting business. As a Portfolio Management Director and Senior Institutional Consultant, Nick creates customized portfolios designed to help meet the goals of the Great Lakes Michigan Group’s clients. He applies his advanced education and knowledge in the areas of portfolio analysis and management to uncover and clarify his clients’ needs and to help ensure they are on track to achieve their investment objectives.
A Saginaw native, Nick and his wife, Jennifer, stay busy raising their two children, Alexander and Stephanie. Nick enjoys being involved with his children’s competitive swimming and Stephanie’s competitive horseback riding.
The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.
Investments and services offered through Morgan Stanley Smith Barney LLC. Member SIPC. Graystone Consulting, a business of Morgan Stanley.

August J. Hurt CIMA® CFP® (Saginaw, MI)
Executive Director, Wealth Management
Senior Investment Management Consultant
Financial Planning Specialist
Portfolio Management Director
US Government Entity Specialist
Financial Advisor
NMLS #1312859
CA License # 0B93129
August has a BA in Business with a marketing emphasis from Central Michigan University. He is an Executive Director, Financial Advisor, Institutional Consultant, and U.S. Government Entity Specialist.
He successfully completed the University of Pennsylvania’s Wharton School of Business Certified Investment Management Analyst (CIMA®) program in 2022.
During 2007, August also received the Certified Financial Planner™ (CFP®) designation, the standard of excellence in financial planning.
He has been a member for the last 7 years of the prestigious President’s Council at Morgan Stanley, and was a former Chairman’s and Director’s Council member with Smith Barney.
August was an 18-year member of Central Michigan University’s Investment Committee from 1998-2016, acting as Chair for 8 of those years.
High net worth individuals are his main area of focus along with advising corporate and governmental retirement plans.
Certified Financial Planner™ Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Investments and services offered through Morgan Stanley Smith Barney LLC. Member SIPC. Graystone Consulting is a business of Morgan Stanley.
